Helene's surge flooded neighborhoods like Shore Acres. Many owners are dealing with substantial damage determinations. St. Petersburg applies a 49% threshold, not 50%.
The 49% rule
In St. Petersburg's flood hazard areas, if repairs or improvements reach 49% of the structure's pre-damage market value, the home must be brought into full compliance with current floodplain rules, which may mean elevation. The City uses the Property Appraiser's structure value unless you submit a qualifying independent appraisal.
Popular projects in St. Petersburg
- Flooring — Tile, LVP and flood-resilient floors.
- Roof Replacement — Shingle, tile and metal roofs, built to Florida code.
- Impact Windows & Doors — Hurricane-impact windows, doors and shutters.