Many Florida insurers won't renew policies on older roofs, so roof age is often the trigger for replacement. Current Florida code re-roofs include a sealed roof deck and enhanced nailing, which can earn wind mitigation credits.
What roof replacement typically costs in Tampa Bay
| Scope | Typical range (estimate) | What that usually covers |
|---|---|---|
| Architectural shingle (24 squares) | $11,000 – $18,000 | tear-off, underlayment, flashing |
| Class 4 impact-resistant (24 squares) | $13,000 – $21,500 | UL 2218 Class 4 shingle |
| Standing-seam metal (24 squares) | $24,000 – $41,000 | metal panels, new underlayment |
| Concrete tile (24 squares) | $28,000 – $50,000 | Tile, underlayment, code fastening |
| Metal (24 squares) | $26,000 – $48,000 | Standing seam or 5V crimp |
Planning estimates for typical projects, not quotes. Your bids will depend on size, condition, materials and permit requirements.
Get a wind mitigation inspection after
Updated features documented on the OIR-B1-1802 form may qualify for wind mitigation premium credits.
Tampa Bay project cost estimator
Planning estimate
$12,100 – $19,800
Rough planning range only — not a quote. Real bids depend on site conditions, permits, materials and the contractor.
Roof Replacement: common questions
Does the 25% rule force a full roof?
It can, for older roofs. If the existing roof was built, repaired or replaced to the 2007 Florida Building Code or later (generally permitted after March 1, 2009), only the repaired portion must meet current code, even when 25% or more is repaired. Older roofs remain subject to the 25% rule.
Where we match roof replacement projects
Tampa · St. Petersburg · Clearwater & Dunedin · Brandon & Riverview · Wesley Chapel & Land O' Lakes · New Port Richey & Holiday · Largo & Seminole · Apollo Beach & Ruskin